Follow-up

So the best my insurance company could offer (without having to go through a long appeal process, which would take at least a month to get any decision) is an extra two months of pay. So they're paying me through February. They took my psychiatrist's note into consideration and agreed to offer me an extra two months if I took the settlement now. Otherwise I would have to go through a long, drawn out appeal process, which, if rejected, would result in me still only getting paid through December. So I figured that accepting their settlement now and having it over and done with would allow me to keep my stress and anxiety to a minimum as well as having an extra couple months to figure things out and work my way back to working full-time. Better than nothing. I have heard horror stories of trying to appeal insurance company's decisions and I'm glad that I was able to resolve this quickly so I can move on.